News & Updates

For struggling business owners drowning in merchant cash advance (MCA) payments, the promise of MCA debt settlement can sound like a lifeline. Advertisements claim they can slash your balance in half, stop daily debits overnight, and negotiate lenders into submission—all without going to court. For a business fighting to stay afloat, that message is hard…

Understanding how a merchant cash advance (MCA) affects your credit score isn’t always straightforward. Unlike traditional loans, MCAs operate under a unique structure—with daily or weekly deductions, revenue-based repayment, and enforcement mechanisms that can impact both your business and personal credit in ways many owners don’t anticipate. Unlike traditional lending, the relationship between a merchant…

Few things strike more panic into a business owner than receiving a lawsuit. The technical language, the looming deadlines, the threat of financial ruin—it’s overwhelming. And when you’re sued for a merchant cash advance debt, that panic is amplified. These lenders are notoriously fast, aggressive, and relentless. You’re not just worried about a legal dispute;…

Merchant cash advances (MCAs) can provide quick capital for businesses, but when repayment terms become overwhelming, many business owners turn to merchant cash advance debt settlement as a way out. Unfortunately, settlement negotiations are complex, and many businesses make costly mistakes that weaken their position. However, working with a debt relief company or settlement firm…

Merchant cash advances (MCAs) are a popular alternative financing option for small businesses seeking quick access to working capital. But while they offer speed and convenience, they also come with steep repayment terms that can put business owners at risk. If you are struggling to keep up with payments, you may be wondering: What happens…

Navigating the aggressive collection tactics and confusing contracts associated with MCAs is treacherous without expert guidance. Many business owners find themselves in a deeper financial hole after trying to negotiate on their own. This is where the expertise of a seasoned law firm becomes invaluable.  At Colonna Cohen Law, we believe in transparency and empowering…